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What does OSHC cover? Who can be covered?

OSHCstudents – OSHC assists international students to meet the costs of medical and hospital care they may need while in Australia. OSHC also includes ambulance cover and limited pharmaceuticals.

 

 

Hospital

  • 100% of the Medicare Benefits Schedule (MBS) fee for medical services provided in hospital
  • Public hospital shared ward accommodation for overnight or same-day hospital stays
  • Private hospital accommodation (for hospitals that have a contracted rate with Australian Health Services Alliance)
  • Surgically implanted prostheses up to the approved amount listed on the Australian Prostheses List
  • Ambulance
  • You are covered for emergency ambulance transport to hospital for admission and on-the-spot emergency treatment

 

Doctors (out of hospital)

General Practitioner (GP) including telehealth – We will cover the benefit amount as listed in the Medicare Benefits Schedule (MBS). The benefit amount may vary depending on the type of medical service.

 

Specialists (out of hospital)

We will cover the benefit amount as listed in the Medicare Benefits Schedule (MBS). The benefit amount may vary depending on the type of medical service.

 

Medical Tests

For example X-rays and blood tests. We will cover the benefit amount as listed in the Medicare Benefits Schedule (MBS). The benefit amount may vary depending on the type of medical service.

 

Prescription medicines

Expenses payable that exceed the equivalent of the current Pharmaceutical Benefits Scheme (PBS) patient contribution:

  • Up to $50 per approved prescription medicine
  • Up to $300 each year for singles
  • Up to $600 each year for families or couples

Disclaimer For more details read the relevant Policy Document. You can only claim prescription medicines included in the Pharmaceutical Benefits Scheme (PBS) list and for items that cost more than the PBS co-payment fee. To see the full list of PBS medicines and the current co-payment fee, visit the Department of Health website.

 

Who can be covered?

Single Policy

 

Dual family policy

 

Multi-family policy

 

Covers only the overseas student who is the primary Student Visa holder*

 

Covers the overseas student, and either one adult spouse or de facto partner or one or more children under the age of 18 years old.

 

Covers the overseas student and more than one dependant, which can include only one adult spouse and de facto partner and one or more dependent children under the age of 18 years old.

 

 

You are international students, foreigners arrive to Australia and Australian citizens traveling abroad are looking at OSHC, OVHC, travel insurance, please contact OSHCstudents Team at email: info@oshcstudents.com and our partners for further information and assistance.

OSHCstudents (source: Allianz Care Australia)

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